In a world gripped by turmoil in the money markets, where many of us face an uncertain financial future, it is sometimes useful to put things into perspective.

The heartbreaking story of the Underhill family does just that.

It offers a stark reminder of when life can truly dish out a cruel blow.

Policeman Richard Underhill, who lives in Wallingford, has spoken today after the death of his 37-year-old wife — who was also a police officer — at Oxford's John Radcliffe Hospital, on Sunday, October 5.

Remarkably, doctors were still able to deliver the twin babies Hannah Louise and James Thomas by Caesarean section.

Thankfully, last night the family said both children were now out of intensive care and are recovering at the hospital's excellent baby unit.

Mr Underhill speaks of his guilt at the joy of being with his twins, while at the same time experiencing the painful grief of losing a wife.

It must be a horrid torment.

"Looking back makes me sad, but looking forward also makes me sad because we had so many plans," he said.

Most of us will never have to go through such a nightmare and can only imagine how he is battling that agony at the moment.

We wish the family well. I’m sure family, friends and colleagues in the police force will rally to their aid.

One thing we are sure of is that when the twins grow up, they will be able to look back with pride at their mother, who was a true pillar of the community.

The story really does make worrying about money and the woes of the economy feel like such an insignificant concern.